Make an appointment for free, confidential basic financial guidance for anyone living, working or receiving services in San Francisco regardless of citizenship status. Coaches are fluent in Spanish, Cantonese and Mandarin with additional translation services as requested. Counseling sessions are in-person or virtual. 
 

Learn to: 

• Establish or improve your credit score  
• Increase your savings
• Open a safe and affordable bank account   
• Assess your public benefit options 
• Navigate any changes in your income or expenses   
• Communicate with loan servicers and debt collectors
• Manage and reduce your debt  
• Investing and retirement advice is not provided 

San Francisco Financial Counseling (previously Smart Money Coaching) is provided by the Office of Financial Empowerment